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Gold Savings Plan

Invest systematically and save with 0% making charges

Gold Weight Accumulation
0% Making Charges
11-month systematic investment
Plan starts with ₹2,000 per month

Investment Calculator

Calculate how much gold weight you can accumulate

Plan starts with ₹2,000 per month
Select date for monthly installments
Current 20K Gold Rate:₹10,000/gm
Monthly Investment Amount₹5,000
11-month systematic investment11 months
Current 20K Gold Rate₹10,000/gm
Gold Weight You Get (20K) - First Installment0.500 gm

After 11 Months *

Approx. Gold Weight You Get (20K)5.012 gm
Projected Gold Rate₹12,222/gm
Total Investment₹55,000
Projected Gold Value₹61,261
Projected ROI from Rate Increase₹6,261
Savings on Making Charges₹5,500
0% Making Charges
Projected and approximate values are calculated using a 2.02% average monthly gold rate increase (based on last 5 years). These values are just for estimation purpose. Actual gold weight depends on market rates. This is an approximate calculation.

How It Works

1

Step 1: Choose Your Plan

Decide your monthly investment amount (minimum ₹2,000). You can start multiple plans simultaneously.

2

Step 2: Monthly Investment

Amount is automatically deducted from your account via e-mandate every month. Each installment converts to gold weight at current gold rate.

3

Step 3: Gold Weight Accumulates

Your gold weight accumulates month by month. You can track your accumulated gold weight anytime.

4

Step 4: Redeem After 11 Months

After completing all 11 installments, redeem your accumulated gold weight for jewellery with 0% making charges!

300+ Years of Trust & Excellence

0% Making Charges

Zero making charges when purchasing jewellery after completing 11 months - save thousands of rupees!

Rupee Cost Averaging

Gold prices fluctuate. Monthly investment helps you accumulate gold at average price, protecting from market volatility.

Flexible Investment

Start with just ₹2,000 per month. Choose a plan according to your financial capacity.

Hassle-Free Automation

Automatic monthly deductions via e-mandate. No manual payments needed, no missed payments.

BIS Certified Jewellery

Redeem your accumulated gold for BIS certified, hallmarked jewellery - guaranteed purity and quality.

Multiple Plans Allowed

Run multiple plans simultaneously - for different family members or different occasions.

Frequently Asked Questions

What is the minimum investment amount?

You can start with just ₹2,000 per month. There is no maximum limit.

How is gold weight calculated?

Each installment amount is divided by the current 20K gold rate to calculate gold weight. This weight is recorded in your account.

Can I redeem before 11 months?

Yes, but the 0% making charges benefit is only available after completing 11 months. Normal making charges apply for early redemption.

Can I have multiple plans?

Yes, absolutely! You can run multiple plans simultaneously - for different family members or different occasions.

How is payment made?

After setting up e-mandate, amount is automatically deducted from your bank account every month. No manual payment needed.

Can I check my accumulated gold weight?

Yes, you can check your accumulated gold weight anytime from your dashboard.

Start Your Gold Savings Plan Today

Join thousands of satisfied customers who are already investing systematically in gold

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Please refer to our detailed policy